DSCR/RENTALS (1-4 Units):

  • Attractive pricing, below market (typically .225 - .415)

  • 10 YR IO or 30 YR FIX up to 80 LTV

  • Close vacant (use market rent)

  • No prepay penalty or 6 months to 5 years

  • Lock from day 1 (complimentary & optional)

  • Local appraiser engaged directly (no 3rd party AMC)

  • Min FICO 700 (highest used between partners)

  • C/O Refi at 75 LTV in 90 days!

  • Min DSCR 1.0 for max LTV

  • R/T Refi NO seasoning

  • NO LEASE REQUIRED!

  • Short-term Rentals eligible without history